Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Brian Whitley, Mortgage Loan Officer at NEXA Lending. NMLS #2726286. Call (530) 228-4316.
Brian Whitley is a Mortgage Loan Officer at NEXA Lending (NMLS #2726286). Expert mortgage loan originator in California and Nevada helping first-time buyers, refinancing, and home purchases. Licensed #2726286.
Brian Whitley is licensed to provide mortgage services in California and Nevada.
Brian Whitley offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California and Nevada. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (530) 228-4316 and email bwhitley@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Brian Whitley's NMLS license number is 2726286. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Brian Whitley will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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